А цены-то падают :)

[dnk]

Сообщение от alex6

...а что будет еще через год,два когда еще больше народу потеряют??не было бы мирового кризиса,не было и бы здесь никакого кризиса на рынке жилья...обвал цен на жилье же ведь сейчас повсюду...

Не совсем так. Кризис на рынке Ирландской недвижимости начался и мог-бы уже закончиться кабы не блади янки!

[Cuore Sportivo]

http://www.herald.ie/national-news/c...d-1595600.html

Affordable homes are too pricey for us council is told

DUBLIN City Council's affordable homes strategy is in crisis, with the local authority unable to off-load hundreds of properties, it has been claimed.

The council has now convened a special meeting of its housing committee in an attempt to deal with the difficulties. The chairman of the committee, Labour's Eric Byrne, told the Herald the council has been left with a "substantial number" of affordable housing units it is finding hard to off-load.

Cllr Byrne said the reason is that the properties are virtually the same price as the market value, offering no incentive for homebuyers to purchase them.

In addition, the units are frequently located in areas less likely to attract buyers.

Mr Byrne said the council borrows the money from the Housing Finance Agency (HFA) to buy affordable home units.

"There is a financial cost to us when we draw that money down," he added.

Boom

However, when the council then fails to sell the properties on to affordable home applicants, the cost continues to accrue to the local authority.

And many more affordable units are due to come on stream in 2009 as a hangover from Ireland's building boom.

The meeting of the Housing, Social and Community Strategic Policy Committee will take place on January 20 in City Hall.

A recent local authority report outlined how a massive 80pc of affordable home offers in Dublin city are now being rejected.

And in some areas, like the north fringe, which takes in Ballymun, there is a 100pc rejection rate.

One-in-five applicants who turn down an offer cite the high price of the properties as the reason for their decision.

The council noted "there is little difference between the affordable price and market price".

The information was contained in a report prepared for the housing committee.

Senior council official Tony Flynn revealed that during September and October, the council made 350 offers of affordable housing, with 283 -- or 80pc -- being rejected.

A total of 124 of the rejections -- or 43pc -- were as a result of applicants not responding to the offer.

Rejections

A further 59 -- or 20pc -- were turned down because the price was too high.

Other reasons included the location of the property and the failure to secure loan approval.

"The rate of refusals is high and historically for every property offered the affordable housing unit (AHU) receives three rejections," Mr Flynn said.

"Based on the surveys of March and October, the issues of finance and location are the main reasons for rejecting offers of affordable housing.

"However, it is of concern that 43pc of the rejections were from applicants who did not respond to the offer of housing from the city council," added Mr Flynn.

- Cormac Murphy

[zdragon]

Сообщение от Cuore Sportivo

A further 59 -- or 20pc -- were turned down because the price was too high.

в дисятку

[YellowMan]

Да они там несколько сдурели в своем Каунти Консуле - нам на юге полтора года назад предлагали 2х бед квартиру почти по цене 3х бед дома в гораздо лучшем районе.

ИМХО девелоперы мечтают слить дорого построенное через социал.

[dzher]

Сообщение от YellowMan

ИМХО девелоперы мечтают слить дорого построенное через социал.

+1

и не только чз социал - "гос.мортгаге" тож только на _новое_ жилье выдается .

[courtlough]

Сообщение от dzher

+1

и не только чз социал - "гос.мортгаге" тож только на _новое_ жилье выдается .

"гос.мортгаге" - это что?

[dzher]

Сообщение от courtlough

"гос.мортгаге" - это что?

http://virtualireland.ru/showthread.php?t=26825

Home Choice Loan will be available for first time buyers who wish to purchase a new property or build their own house.

ok - or to build ....

[vdc]

Owners who lost houses owed more than orginal loan amount

In one case, a ?432,000 loan which had fallen into default after five months had grown to ?494,000 through arrears, the High Court heard.
The 40-year loan had been taken out in May 2007, but repayments dried up by October when the mother of the family was forced to go on disability leave after leaving a highly-paid job in auctioneering, while her husband's carpentry work dried up. The court heard the pair were unable to pay the ?3,168 monthly repayments.
Judge Elizabeth Dunne said there was an "unfortunate nature of events" which meant the loan went into default and granted the order for possession to subprime lender Start Mortgages.
There were 41 cases before the weekly chancery summons list in the High Court, with the most possession orders being sought by Start Mortgages.

In another case where the amount borrowed was exceeded by that owed, an order was granted on a property where arrears of ?23,563 had been built up having fallen into default in October 2007.

[MS]

...average house prices nationally declined by 9.1% in 2008 compared to a drop of 7.3% in 2007. If you take account of inflation during 2008 [4.1%], this is equivalent to a decline in real prices of 13.2% in the year

Сообщение от permanent tsb comment on figures

“permanent tsb ... are guiding therefore to a further decline in average national prices in the order of 10% during 2009 with some significant variations to that in different areas.”

http://www.esri.ie/irish_economy/per...besri_house_p/

07 Октябрь.. -1.3%
07 Ноябрь... -1.1%
07 Декабрь.. -1.5%
08 Январь... -0.7%
08 Февраль.. -0.8%
08 Март.... -0.7%
08 Апрель... -1.1%
08 Май..... -1.2%
08 Июнь.... -0.6%
08 Июль.... -0.2%
08 Август... -0.9%
08 Сентябрь. -1.1%
08 Октябрь.. -0.8%
08 Ноябрь.. -0.5%
08 Декабрь.. -0.8%
09 Январь... ( ? )
09 Февраль.. ( ? )

[vdc]

Commuter-belt house prices are 'in freefall'

HOUSE prices in the capital's commuter belt are in freefall, a major price study revealed yesterday, as the scale and breadth of Ireland's property crash was laid bare.

Nationally prices dropped 9.1pc in 2008 compared to 7.3pc the previous year, according to the Permanent TSB house price index -- but prices in counties surrounding Dublin plunged by 16.8pc in 2008.

[YellowMan]

Оно и понятно - где больше всего поднимались там больше и падают.

Но вот странная вещь - я смотрю по своему эстейту, они как упали в середине прошлого года с 590К до 450К так и стоят. А за последний месяц даже подросли немного...
При этом потихоньку все продается-покупается.

[Остап Ибрагимыч]

Так может ето только запрашиваемые цены не меняются, а реальная цена сделки после торга - ниже на самом деле ...

[Korvin]

Ну, <PTSB Index> - как раз базируется на реальной цене сделки. Жалко что там на самом деле "средняна цена по больнице", нет разбивки по раенам, а то была бы возможность судить, насколько каждый купивший домик недавно - сейчас глобоко...

[YellowMan]

На самом деле они связаны - запрашиваемая цена у нас около 470-480К, продается за 440-450К.

[Nadia]

Вот мне как-то попались два таких сайтика - Property Vultures и Irish Property Watch - посмотрите сами по эстейтам как цены меняются .